Homesec are Australia’s fastest and most trusted LENDER for Business Bridging Loans, Caveat Loans, Equity Release Business Loans, as well as Interest Only 1st and 2nd Mortgage Loans. Homesec have helped thousands of business owners across Australia by funding them by the very next business day.
- Borrow from $20,000 to $5,000,000.
- Bad Credit Score & Loan Arrears? OK!
- We don’t do Valuations!
- Loans from 1 – 12 months.
- New Business Start Ups OK!
- No financials or cashflow records needed.
Our Short Term Business Loans are the Soluyion For… Whatever the need, we can fund it
Urgent Injection of Cash
Borrow from $20,000 to $5,000,000 for any worthwhile business or commercial investment purpose. Loan terms are from 1 to 12 months (longer if required), and we can genuinely have the funds in your account by the very next business day.
An Advance on a Refinance
Your bank is refinancing your home or other property, and they say it will take 2 to 3 months. But you need the funds from the refinance right away for your business. This is where a Business Bridging Loan from HomeSec saves the day. We bridge the gap until your refinance is funded.
Business About to Fail
There is nothing worse than not having any options left when a business needs an urgent lifeline to stay afloat and turn things around. Most lenders won’t fund loans when a business is in this situation, but HomeSec Business Finance will.
A once in a lifetime business opportunity comes up, and it’s the first in with the cash who gets it. What happens if you don’t have the cash in your bank account? Who can get you the funds to secure opportunity by tomorrow? HomeSec Business Finance can!
Property Purchase in Rescission
You’ve purchased a property and the finance was all in place. Then you find at the last minute your loan has been withdrawn, and you may now lose the property and your deposit. HomeSec can fund the transaction in just 24 hours, allowing you to finalise the purchase and find alternative long term funding.
Tax Debts Paid
We all know that the ATO won’t wait around any longer for tax debts to be paid, but we also know that most lenders run a mile when they see an overdue tax debt. Not Us! We can pay the ATO and any other overdue debts by the next business day.
Why HomeSec Business Finance?
100% client focused
HomeSec specialise in providing business owners with the funding they need to grow their business, or save them from a crisis. Every client is treated like a friend, and friends don’t let one another down. This is what sets us apart from other lenders.
Trusted Value Based Lender
At HomeSec Business Finance, we are all about speed, honesty and transparency. These three values give our clients confidence when they need it most. Thats why so many businesses have trusted HomeSec in their time of need since 2004.
Clear & Upfront Pricing
Some private business lenders like to lure clients in with a cheap interest rate, but interest rate is only part of the story. HomeSec pride ourselves on open, honest and transparent pricing, without the usual tricks that are played by other lenders.
Here for a solution, not a rate
The speed and convenience of Australia’s fastest business loans often comes with a slight premium. HomeSec are here to help with a no-nonsense fast solution. We aren’t here to mess you about with deceptive and phony cheap rates, like a lot of other lenders do.
Business Loans from HomeSec Helps You to Think Big
A business loan from HomeSec Business Finance is a secured loan that can help you to meet the urgent needs of a growing business. This loan can provide the funds to expand the current business, enhance production, take all the operations online, purchase new machinery, and much more. The rapid cash injection through business finance allows the business owner to make any much-needed purchases or clear outstanding invoices, ensuring the smooth functioning of the company.
The current pandemic has left many enterprises volatile, but our multi-faceted business loans in Australia, with our well-structured business solutions and repayment alternatives could be the solutions any business is looking for. Whether the business owner is planning on updating the workplace with the current technologies or launching a new product a business loan from Homesec Business Finance could be just the solution. You can be funding in as little as 24 hours with our rapid online processing and very limited information required.
The business finance in Australia is exceptionally flexible when you apply through HomeSec Business Finance, and you can customize it according to the business necessities. You can update the machinery, increase cashflow or assist with expansive of the business. The business loan can be used for any genuine worthwhile business purpose.
HomeSec business loans offer a capitalised product where there are no monthly repayments, this assists with the cash flow of the business. Alternatively, you can pay take a 12 month loan and pay interest only on a month to month basis, giving you a longer term to finalise the exit strategy for the loan.
Business Finance from HomeSec
Are you in immediate need of business finance in Australia and are you looking for a trustworthy financial institution to assist you? If the answer is yes, then HomeSec Business Finance is the ultimate solution to this problem. Finding finance solutions can become the primary concern for many business owners when they are thinking about expanding their company to enhance growth. Unfortunately, this process is not always easy, particularly if the borrower does not have any equity or has not been trading very long and cannot provide full financial records.
A business might need funding for investing in an expansion, gaining access to funds to support cash flow and working capital. With HomeSec, we deliver business finance alternatives specifically crafted by keeping small businesses in mind. Short term business funding will help them to expand and get them through the trickiest phase to help their business thrive. As one of the leading lending specialists in Australia, HomeSec has already assisted more than 29,000 business owners in getting both short and long-term business funding.
What are the various kinds of Business Finance in Australia on offer?
Obtaining finance for a business is a common dilemma, but various kinds of business finance are available in Australia. There are primarily two types of business finance in Australia present in the market. They are as follows.
Cashflow Funding – Unsecured loans
There are numerous terms and conditions for unsecured finance they also range in interest rates and fees, no security is required however assessment is heavily reliant on your monthly turnover. You will have complete control of the business, and the interest you will pay for the loan is fully tax-deductible. It is challenging to procure this financing type while you are beginning a business as you do not have the past records to substantiate turnover. Examples of unsecured finance include funding from online lenders and banks, overdrafts, supplier credit, business credit cards, and many others.
Equity or Asset Finance
Asset finance will require security to be offered to secure the loan, this would be by way of equity held in a property or perhaps equipment owned by the business. Another alternative which has greater risk is seeking an investor however you may have to surrender a part of the company ownership to the investors who may also want to interfere in the company decisions. Various equity finance sources include venture capitalists, stock exchange, private investors, and more.
Finance for Small Businesses from HomeSec
Many business owners do not realize how hassle-free and fast the process is to apply for business finance in Australia. Now gone are the days of long waits and long forms when you want to apply for finance especially through Homesec as our system is fully automated. Lenders like HomeSec help businesses to get the required funds for the financial growth or managing cash flow in as little as 24 hours. So, when it comes to the funds needed for your business, rather than spending your savings, why not access the equity in your home to obtain funds fast.
Talk to Homesec about how you can get business funding from $20K to $5M within 24 hours of application. You can also borrow money from us to start a business as we do not require full financials. With HomeSec, if you have sufficient equity in real estate you are eligible for business finance funding with us. You will only need an active ABN or ACN, and be able to provide copy of current rates notice, mortgage statement and copies of ID to get the application process underway.
For Which Purpose You can Apply to Business Finance from Homesec?
The streamlined and rapid application process of HomeSec Business Finance, and fast response from our friendly staff can provide you with funds for your business within 24 hours. Below are some examples of why business owners apply for business finance from HomeSec.
- Equipment funding – upgrading of machinery or new equipment for your business
- Enhancing working capital to grow or expand your business
- Purchasing additional stock
- Paying BAS or ATO debts
- Business expansions, renovations, or fit-outs
- Funding marketing campaigns, promotions, website, or software
- Purchasing new business or commercial premises.
Approval and eligibility of the business finance in Australia is dependent on the credit assessment procedure and the available equity in the security property offered. Call or email us today to discuss how HomeSec can assist you in accomplishing your goals and business requirements and has different types of funding available.