✔ Easy withdrawals & invest up to €500k ✔ Up to €2,500 referral bonus, win €500 weekly ✔ 0.25% Welcome Bonus & €5 when you Signup ✔ €100 million paid out ✔ It’s easy, free, and designed for you!
✔ Incredible returns, every day
Consistently grow your wealth with our Main account, offering 7.25% to 10.25% APY based on your daily balance. Returns are paid daily. Start with just €10 in 2 minutes.
✔ Amplify returns with Vault
Boost your earnings with Vault. Earn 8.87% and 10.25% APY on 6-month or 12-month terms. Start with €100, achieve your goals faster, and open as many Vaults as you wish.
✔ Free €5 and 0.25% Signup bonus
Kick off your SmartSaver journey with a free €5 and an additional 0.25% bonus on your investment after 90 days, and with a stroke of luck, you could win an extra €100 every week.
✔ Easy Withdrawal
Easy to withdraw and your funds are available in 10 business days. Over 16,000 withdrawals paid out on time every time.
✔ Absolutely no fees
Add money instantly with zero fees, start from €10, go up to €500k and never pay fees for anything. Track your earnings daily and achieve bigger goals sooner.
✔ 0.5% Referral bonus
For every friend who joins and invests, both of you get up to a €2,500 bonus on their investment in the first 90 days. Unlimited invites.
✔ How will my money be put to use by SmartSaver?
Creditstar Group, the parent company of Monefit, will use the funding from SmartSaver to accelerate its credit services growth in the EU. Access to alternative assets was previously only available to institutions, but not anymore. To date, Creditstar has paid to investors €100 million in returns.
✔ What kind of returns should I expect?
Expected returns are not always possible to predict, but with SmartSaver you can predict future earnings as we offer a minimum fixed annual return of 7%. Returns are accrued daily, so you can reinvest what you earn to generate additional earnings over time. This means the effective annual rate (APY) will always be higher than 7%. We kindly ask you to familiarise yourself with the risks associated with using SmartSaver.
✔ Who can open a SmartSaver account?
We invite both individuals and companies to invest through SmartSaver. Individual investors are required to be at least 18 years old, have a personal bank account in the European Economic Area, Switzerland, and have their identity successfully verified by the Monefit SmartSaver team. Family trusts, partnerships, limited liability companies, and other organizations must have a bank account in the EEA or Switzerland. Please check the dropdown menu in the registration form to confirm if your country of residency and tax residency are included.
✔About Monefit SmartSaver
Monefit SmartSaver is a new investment platform from the international fintech company Creditstar, where investors can invest directly in the Creditstar Group’s loan portfolio and achieve a return of up to 10.25%.
The unique selling point of the product is the high liquidity with up to max. 10 days after payout request, as well as the easy handling when investing. For example, the functionalities do not allow a manual selection of loans, which makes the investment experience with Monefit very simple.
The first investments can be made with a minimum of EUR 10, while the return is promoted with 7.25%. With a longer term commitment via the SmartSaver Vaults, returns of up to 10.25% can be achieved.
The Monefit SmartSaver product is operated by the 2006 founded Creditstar Group. Creditstar is a large and established fintech company, active in many European credit markets as a licensed lender. With Monefit SmartSaver, Creditstar Group is looking to build another source of funding for its loans.
✔Sign Up and Bonus
To invest on Monefit SmartSaver, investors must meet three requirements:
- A minimum age of 18 years,
- A personal bank account in the European Economic Area or Switzerland,
- Successful verification of identity by the SmartSaver team
Also legal entities have the opportunity to register on Monefit SmartSaver. These must also have a bank account in the EEA or Switzerland.
If you want to register on Monefit SmartSaver, make sure to use this link for sign up. This will enable you to get an additional Cashback of 0.25% on all net deposits in the first 90 days after registration, including a EUR 5 sign up bonus after succesful registration.